"Do you need money?"
Proper management must allow you to know in advance how much you will need, when you will need it, and in what form you will need it."
The finance function in the company is concerned with the management of financial sources (money), both at the time of acquisition by the company and at the time of subsequent use.
The objective of the function is to raise financial resources in a manner appropriate to the need, in a balanced, economical and timely manner.
The consulting activities offered by Brown are geared toward making concrete contributions to its clients in achieving these important management goals.
Financial and Treasury Planning
What is
It allows a proper balance of monetary income and expenditures to be maintained over time, anticipating their flows and thus any need for corrective action.
Our model
Developed in-house, highly flexible and customizable, it is structured to become an excellent simulator through which we offer timely responses to achieve significant levels of operational efficiency and effectiveness, thanks to the automation of calculations enabled by the software.
Why to use it
The application of the Brown model allows optimizing the timing of forecasting treasury flows, while also offering the possibility of being perceived as more reliable by potential lenders.
Creditworthiness Rating
What is
The introduction of the new "Basel II" agreement will also be a major event for SMEs, which may see their chances of accessing bank credit reduced.
Conducting appropriate business "checks," both qualitative and quantitative, will therefore be important to check for risks of credit tightening or increased cost of funding.
Our model
The Brown model is based on the logic and main indicators considered by the evaluating parties, and lowered to the specific needs of the SME.
Why to use it
The application of a creditworthiness assessment model enables the Administrative Department to assess in advance whether:-
- Putting in place capitalization policies;
- Restructure debt with appropriate shifts from "short" to "medium to long" term;
- Implement organizational changes and control systems in line with what will be required by lending institutions.